Build the life you want, without breaking the bank.

Opto is your no-judgment digital financial coach, helping you prioritize your goals and proactively navigate unexpected expenses.

Think of it like a chill personal trainer for your money.

Opto combines psychology + technology to help you hit your financial goals, focusing on what you can do with your money rather than what you can’t.

Identify spending that doesn’t add value to your life

Nail the small decisions that can quickly add up over time

Confidently and proactively handle unexpected expenses

Save faster for more meaningful experiences and spend guilt-free

Take your goals quiz

Start on your financial journey by nailing down your goals, no matter how big or small they are.


User Testimonials

“The most personalizable and effective system to track my budget I have used.”
— Jake B.

“I now have legitimate financial goals and the means and motivations to attain them.”
— Tyler H.

“The daily updates and weekly reviews allow me to visualize my spending.”
— Jake P.

Get early access now!

You can build a financially secure lifestyle — while enjoying your life.
Opto will teach you healthy habits that fit your needs today and set you up for success in the future.