Financial coaching that actually gets you.
Expert financial coaching that helps you align on priorities, build the life you want, and turn conflict into confidence.
Dashboard Studio
Self-Guided
AI-powered insights that learn from you and alert you before small issues become big problems.
- Real-time tracking & analysis
- Personalized recommendations
- Proactive spending alerts
- Goal forecasting & progress
- Add coaching anytime
1-on-1 Coaching
Most Personal
Get a dedicated financial coach who knows your story, your goals, and exactly when to reach out.
- Unlimited messaging with your coach
- Weekly strategy sessions
- Custom financial roadmap
- Proactive check-ins & alerts
- Full AI dashboard access
Couples Coaching
Build Together
Navigate finances as a team with a coach who understands your unique partnership dynamic.
- Joint strategy sessions
- Shared goals & milestones
- Communication tools & frameworks
- Combined financial dashboard
- Individual accountability tracking
What makes Opto different
We're not another budgeting app. We're your proactive financial partner that learns, adapts, and guides you forward.
Truly Personalized
Create financial plans that reflect your unique values and dreams
Proactively Helpful
We reach out before problems happen—get nudges when you need them most
Real Progress
Track your financial growth with clear metrics and milestones
Expert Guidance
Certified coaches with years of experience in financial wellness