Fluctuating income doesn’t have to mean consistent stress.
Opto helps entrepreneurs & gig workers create proactive plans that grow with you.
Opto is your AI-powered financial coach that brings clarity to messy, unpredictable finances. It adapts to your variable income and shows you what’s safe to spend, save, and set aside.
All for $9.99/month—the price of two coffees—for real financial peace.
👇 Join the waitlist for early access.
Opto is your personal financial coach, helping you build healthy financial habits that fit your style.
With AI-powered planning, Opto helps you budget flexibly, smooth out the ups and downs, and make confident choices — so your hustle fuels your future instead of draining it.
AI adjusts your budget automatically when income fluctuates — no more guesswork.
Plan for irregular paychecks so you can cover essentials and still enjoy freedom.
Set aside money for taxes, savings, and business expenses with confidence.
Build a safety net that adapts to your hustle, not the other way around.
Not sure where to start?
Start with conversation!
Take the first step in your financial journey by connecting with one of our team members today for a free consultation to discuss your goals and priorities and see how Opto can help you.
User Testimonials
“The most personalizable and effective system to track my budget I have used.”
— Jake B.
“I now have legitimate financial goals and the means and motivations to attain them.”
— Tyler H.
“The daily updates and weekly reviews allow me to visualize my spending.”
— Jake P.
Get started today!
You can build a financially secure lifestyle — while enjoying your life.
Opto will teach you healthy habits that fit your needs today and set you up for success in the future.